New Products!

No Income Verification

How to read this chart:
" xx%" represents the maximum percentage of the value available for lending up to "$xxx,xxx"
(1) 90.01+% LTV require 681+ credit score (700+ for self employed) Purchase only, Owner Occupied, Single Family Residences. Borrowers can not own any other properties.
(2) Maximum cash out amount may vary.
**Other restrictions apply, Call for more details!**
	LEVEL I	LEVEL II	LEVEL III	LEVEL IV
Credit Score	681+	620-680	601-619	581-600
OWNER OCCUPIED	95% $300,000 (1) 90% $400,000 80% $500,000 75% $650,000	90% $400,000 80% $500,000 75% $650,000	90% $400,000 80% $500,000 75% $650,000	90% $400,000 80% $500,000 70% $650,000
CASH OUT REFINANCE (2)	80% $400,000 75% $500,000 60% $650,000	80% $400,000 75% $500,000 55% $650,000	80% $400,000 75% $500,000 55% $650,000	80% $400,000 75% $500,000 55% $650,000
SECOND HOMES	90% $250,000 70% $400,000 65% $500,000 55% $650,000	70% $400,000 65% $500,000 55% $650,000	70% $400,000 65% $500,000 55% $650,000	70% $400,000 65% $500,000 55% $650,000
SECOND HOME CASH OUT REFINANCE. (2)	70% $400,000 65% $500,000 55% $650,000	70% $400,000 65% $500,000 55% $650,000	70% $400,000 65% $500,000 55% $650,000	70% $400,000 65% $500,000 55% $650,000
Levels V and VI are also available for credit scores between 500 to 580. Call for LTV restrictions and maximum loan amounts. Income is not stated on Levels 1 and 2, Assets and Employment are stated but not documented. For Levels 3 and 4 Income is stated but No Ratios are calculated. This program is Credit Score driven. No investment properties allowed!